How It Works
A Four Step Process
At Apple Tree Wealth Management, we believe in simplicity. By simplifying the process, it encourages our clients to be more engaged and ultimately have a better understanding of the plans and recommendations we create.
- Information Gathering
The first step in the process is to consolidate all of your relevant financial information in one place. This comprehensive review of your current financial situation will not only have you thinking about your finances in a more detail oriented manner, it will also provide us with a base from which we can get a better idea of you and your unique needs and goals.
- Asset Aggregation and Analysis
Once we receive your information, you will be assigned a Financial Planner who will review your information and begin consolidating all of your data in a comprehensive manner to begin your financial plan. It is not uncommon to have to go back to you several times to request clarification on an issue, or more detailed information.
Once we have completed our analysis, your dedicated relationship manager will meet with and communicate the plan to you. Our plans include a brief overview of your current financial state, a detailed review of your needs and goals, and a year-by-year analysis of your recommended savings/spending habits. We will also create a summary brief that will interpret the numbers to provide you with actionable steps that you can take to begin implementing the plan.
For those who choose to utilize our investment management services, we will then begin taking steps to implement your investment strategy by choosing the specific investments that are most appropriate to reach your stated goals. From this point forward, all of your financial information will be available on the cloud via a web portal Apple Tree utilizes to give clients finger-tip access to any and all of their financial information.